Mortgage Calculator

Estimate your monthly repayments based on the property price, initial deposit, annual interest rate, and repayment period.

€
€

Normally, banks can offer up to 70% mortgages for non-residents.

The current average interest rate for mortgages in Spain is 3%.

The most common mortgage duration is 20 years.

Estimated Results

Property Price €4,200,000
Loan Amount (70% LTV) €2,940,000
Required Deposit €1,260,000
Total Repaid over Term —
Total Interest Paid —
Monthly Repayments —

These figures are for illustrative purposes only and are based on a standard repayment mortgage using the amortisation formula. Actual mortgage offers are subject to lender approval, credit assessment, and prevailing market rates. Spanish banks typically offer non-residents up to 70% of the purchase price. For high-value properties above €2M, some lenders may limit LTV to 50%.